Make sure it passes your customer's insurance requirements.
90% of 600 corporate insurance buyers surveyed signaled a need for dedicated coverage for generative AI (Geneva Association, October 2025), and Fortune 1000 buyers are writing AI insurance into procurement as a standard condition. Most AI vendors carry traditional coverage which is likely silent on AI, meaning it neither affirms nor excludes it. Silence is hard to hand a procurement team that is asking for AI coverage by name.
Send these to your broker, in writing:
1. Does this policy affirmatively cover AI-related claims, including model errors, hallucinations, autonomous-agent failures, and non-breach privacy events?
2. Does my tech E&O contractual liability exclusion leave my customer indemnities and guarantees uninsured?
3. When AI is involved in a loss, does my policy define how "caused by AI" is decided or does my insurer get to decide that at claim time?
Talk to our team to scope a policy and identify a broker who can help. Brokers can get appointed to place it for their clients.
Armilla is a Coverholder at Lloyd's. We launched the first affirmative AI Liability Insurance policy in April 2025. The policy is backed by Lloyd's underwriters including Chaucer, Axis Capital, and Convex. In January 2026 we raised our limits to $25 million aggregate per company. In February 2026 we launched Vanguard AI with Chaucer, a coordinated structure that pairs cyber and technology E&O (Chaucer) with standalone AI Liability (Armilla) under predefined allocation rules. We are a team of AI and insurance experts dedicated to supporting our clients.
%202.png)
Talk to our team about affirmative AI Liability Insurance that maps to the terms your customers now require.
Disclaimer: The insurance products described on this website are offered through surplus lines insurers. Surplus lines insurance is not subject to all the insurance laws and regulations of your state, and such insurers are generally not licensed by or subject to the supervision of the insurance department of your state. Coverage may not be available in all jurisdictions and is offered only through properly licensed surplus lines brokers.
Nothing on this website constitutes an offer to sell or a solicitation to buy insurance. No coverage will be bound or effective unless and until confirmed in writing by an authorized representative and all underwriting requirements have been satisfied. Any descriptions of coverage are for general informational purposes only and do not amend, modify, or supplement any actual policy or contract of insurance.
Please consult with a licensed surplus lines broker to determine availability and eligibility in your state.